Services
Tax-Efficient Strategies Minimize taxes with smart withdrawal sequencing. Portfolio Management Diversified portfolios aligned with your timeline. Retirement Money Map A clear plan for every dollar in retirement. 401(k) & IRA Rollovers Consolidate accounts and optimize your strategy. Social Security Optimization Time your benefits to maximize lifetime income. Estate & Legacy Planning Protect your family and pass wealth efficiently.
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Fiduciary planning in Utah

Retire with confidence.
Not confusion.

Capital Wealth has guided 500+ Utah families through retirement income, tax strategy, and federal benefits planning since 2010. Fiduciary. Always.

Get Your Free Retirement Review

Personalized retirement strategies
built on trust, backed by 15 years
of fiduciary commitment.

Assets Under Guidance $500M+
Families Served 500+
Our Approach

Retirement Planning Built Around Five Fundamentals

Cash

Emergency reserves that let you sleep at night

Income

Dependable streams that replace your paycheck

Growth

Portfolio growth that outpaces inflation

Taxes

Strategies that keep more in your pocket

Legacy

Wealth that outlasts you

Comprehensive Retirement Planning

Tailored to your unique situation and goals.

Schedule a Free Review
Tax-Efficient Strategies Portfolio Management Retirement Money Map 401k & IRA Rollovers Social Security Optimization Medicare & IRMAA Planning Estate & Legacy Planning Federal Employee Benefits

who we are

Here for Our
Neighbors

Utah couple enjoying mountain retirement

We do things differently because we see financial planning differently. We're proud to call Utah, Idaho and beyond home, and we love helping families in our communities create strategies that reflect what matters most.

Here, you're not just another client. You're part of a neighborhood.

Meet the Team
As Seen and Heard On: KSL Fortune CNN Money KNRS Newstalk KID

in the

Media

Discover the Keys to a Secure, Fulfilling Future

Get straight talk from experts with real guidance you can use. Whether you tune in to Capital Wealth Radio on KSL, KNRS, or Newstalk, you'll access practical advice to help you make smarter financial decisions.

Access Media Library
Free Downloads

Free Retirement Planning Resources

Expert guides and checklists to help you make smarter decisions about your retirement — no strings attached.

Browse Resource Library

Avoid the Biggest Retirement Planning Mistakes

Our Money Map guides you through income, taxes, growth, and legacy in one blueprint.

Get the Guide

When Should You Take Social Security?

A data-driven decision guide to maximize your lifetime benefits.

Read the Guide

Are You Paying Too Much in Taxes?

12 strategies to keep more of your retirement income where it belongs.

Get the Checklist

Federal Employee Retirement Checklist

FERS, TSP, FEGLI & FEHB decisions every federal employee needs to make before retiring.

Get the Checklist
Couple planning for retirement

real scenarios

Where Are You
on Your Journey?

$750K Saved

Thinking About Retirement

Age 58, looking to retire at 62. We created a tax-efficient drawdown strategy that extends their savings by 8 years.

View Case Studies
$1.2M Portfolio

Retirement Ready

Age 65, ready to retire. Social Security optimization and Medicare planning saved them $180K over the course of retirement.

Social Security Medicare
Retirement ready couple
Happy retired couple
$2.1M Legacy

Already Retired

Age 70, retired 5 years. Estate planning and tax management preserved 40% more wealth for their heirs.

Estate Planning Legacy
Financial planning

our process

Your Personalized
Financial Blueprint

1

Organize

We gather all your financial information and assess your current situation, uncovering opportunities you may have missed.

2

Plan

Create a comprehensive strategy tailored to your retirement goals, tax situation, and timeline for financial independence.

3

Implement

Execute the plan with ongoing monitoring and adjustments as life evolves. We stay by your side through every chapter.

Learn About Our Process
Client Stories

Real Families. Real Results.

Kathy W.
"Really expanded our view on what retirement can look like."
Julie E.
"I finally have financial understanding and peace of mind."
Cory M.
"They've done great things for us."
Collette D.
"Saved us over $142,000 in taxes."
Christina L.
"We finally have a plan that makes sense for our family."
★★★★★
"Mike and his team are excellent. Their professionalism is amazing and we know his team really cares about us. They have presented a very comprehensive plan that has really expanded our view on what retirement can and will look like."
Kathy W.
Retired Educator
★★★★★
"Capital Wealth has been wonderful to work with. Everyone there is very friendly. Brent has gone out of his way to help me get my retirement in order. I recommend them to everyone I talk to."
Julie E.
Retirement Planning Client
★★★★★
"This is a great company to work with. We've trusted them with our accounts for two years now and they've done great things for us! They are also very personable and pleasant to work with."
Cory M.
Business Owner
★★★★★
"They saved us over $142,000 in taxes over the first five years of retirement. I had no idea we were leaving that much on the table. Capital Wealth changed our entire outlook."
Collette D.
Tax Savings Client
★★★★★
"As a federal employee, I had no idea how complex my benefits were until Capital Wealth walked us through everything — FERS, TSP, survivor benefits, all of it. We finally have a plan that makes sense for our family."
Christina L.
GS-14, Department of Defense

our commitment

We are legally obligated to act in YOUR best interest

As fiduciary advisors, we put your interests first, always. No conflicts, no hidden commissions, just honest advice.

BBB Accredited Business BrokerCheck Verified

specialized planning

Federal Employee Benefits Expertise

FERS, TSP, FEGLI, FEHB, and more. We understand the unique benefits and challenges of federal employment.

Explore Federal Benefits Planning

common questions

Frequently Asked Questions

We work with families who have saved $500,000 or more for retirement. This allows us to provide the comprehensive planning and personal attention our clients deserve.
We are fee-based advisors with a fiduciary commitment. Our compensation is transparent, and we don't earn hidden commissions from product sales.
We specialize exclusively in retirement income planning and tax optimization. Our proprietary Retirement Money Map and fiduciary commitment ensure your interests always come first.
Yes, we serve clients nationwide through virtual meetings. Our local Utah expertise combined with national reach allows us to help families anywhere.
We typically meet quarterly for formal reviews, with additional meetings as needed for life changes or market events. We stay proactive in managing your plan.
Get Your Free Consultation

Ready to Build Your
Retirement Plan?

Start the conversation today. Initial consultations are complimentary for qualified families.

Schedule Your Consultation Call 801.210.2800