Retire with confidence.
Not confusion.
A Portfolio Is Not a Plan.
You've spent decades building your savings. Now it's time to turn them into a retirement you can actually enjoy — with reliable income, lower taxes, and a plan that works even when markets don't.
The Retirement Money Map™
Five Pillars. One Plan. Zero Guesswork.
A comprehensive framework that turns your savings into reliable retirement income — with tax efficiency, market protection, and healthcare planning all coordinated.
Income That Lasts
Turn your savings into reliable income streams that last your entire lifetime — not just the good years.
Learn more →Tax-Smart Withdrawals
Strategic withdrawal planning that could save you thousands in unnecessary taxes every single year.
Learn more →Market Protection
Protect your portfolio during downturns without sacrificing the growth you need to stay ahead of inflation.
Learn more →Healthcare Planning
The blind spot most retirement plans miss. A clear framework for the costs that catch retirees off guard.
Learn more →Estate & Legacy
Go beyond a basic will. Protect your family's future and leave the legacy you've earned.
Learn more →
FOUNDER & PRESIDENT
Meet Mike Stevens
Investment Adviser Representative
Michael founded Capital Wealth in 2009 with a mission: help families retire with clarity, confidence, and a plan that actually works. Over 1,000 families and $500M+ in assets later, he's built a practice focused entirely on retirement income planning, tax optimization, and fiduciary advice.
"I'm passionate about helping people bring all the pieces of their financial lives together with clarity and purpose."
FEDERAL EMPLOYEE SPECIALISTS
Your Service Deserves a Secure Retirement
Federal employees have one of the best benefits packages in the country — but maximizing FERS, TSP, FEGLI, and FEHB requires specialized expertise most advisors don't have.
FERS Optimization
Pension calculations, survivor benefits, retirement date optimization, and FERS supplement bridge planning.
Learn more →TSP Management
Fund allocation strategies, traditional vs. Roth analysis, withdrawal planning, and rollover decisions.
Learn more →FEGLI Analysis
Coverage review, post-retirement cost projections, and comparison with private alternatives to save thousands.
Learn more →FEHB Coordination
Keeping FEHB into retirement, Medicare coordination, and optimizing your healthcare strategy.
Learn more →The Capital Wealth Difference
Why professional retirement planning matters for your financial future.
FREE BOOK CHAPTER
Retire Right, Retire Now
The Ultimate Guide to Retirement Income Planning
After helping 1,000+ families retire with confidence, Mike Stevens reveals the proven strategies that turn your savings into reliable retirement income. Download the first chapter free and discover:
- Why a portfolio is not a plan (and what is)
- The 5 pillars of successful retirement income
- How to protect your savings from market volatility
- Tax strategies that could save you thousands
- The biggest mistakes people make with their retirement
No email required. Instant download.
Client Success Stories
Real Results from Real Families
See what our clients say about their experience with Capital Wealth
"Mike and his team are the best! We previously were with two other financial planners whose fees were too high and their investment ability had no comparison to Mike. He was also the only one who addressed taxes. Mike got our retirement finances completely organized."
"I was nervous to find a financial advisor because I feel like all the ones we've used just cared about how they could make money off us. After reading reviews of Capital Wealth, I gave them a try. Mike has been above and beyond helpful year after year."
"Mike and his team at Capital Wealth are fantastic. They really take the time to understand your situation and build a plan that makes sense. I feel confident about my retirement for the first time."
"My wife and I, as well as my mother-in-law, have been working with the Capital Wealth team for over a year and have found Mike and his staff to be very welcoming and knowledgeable. They lay out the best advice and options for our financial well-being."
"We've been extremely pleased with our experience at Capital Wealth. The team is professional, responsive, and truly invested in helping us achieve our financial goals. They take the time to explain everything clearly."
"Capital Wealth helped us navigate our federal retirement benefits with expertise that we couldn't find anywhere else. Mike understood FERS and TSP planning better than any advisor we've worked with."
"The tax strategies Mike implemented saved us thousands in our first year of retirement. His attention to detail and comprehensive planning approach gave us peace of mind we never had before."
"Working with Capital Wealth was the best financial decision we made. They turned our scattered retirement accounts into a cohesive plan that actually makes sense. Highly recommend!"
"Mike's radio show drew us in, but his personal attention and expertise kept us as clients. After 3 years, we're still impressed by the level of service and the results we're seeing."
Ready to retire with confidence?
Schedule a complimentary consultation to see how our Retirement Money Map can work for your family.
Schedule Your Free ConsultationReady to Retire with Confidence?
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