Already Retired

Case Study

A retired couple in their early 70s came to Capital Wealth enjoying their lifestyle but starting to worry about whether their savings would last—and how future healthcare or legacy planning might impact their finances.

The Challenge

Even with retirement underway, they still had pressing questions:

Are our investments still aligned with our needs?

How can we prepare for rising healthcare costs without draining our savings?

Will our money last if the market takes a dip?

How do we leave a financial legacy without added stress?

They needed a post-retirement strategy to bring peace of mind for the years ahead.

The Retirement Approach

Web IMG Assets (1920 x 1262 px) (5)

Rebalance for Stability

Reviewed and adjusted their portfolio to reflect lower-risk, income-generating investments.

Plan for Healthcare Costs

Built a dedicated healthcare expense strategy that accounted for inflation and long-term care needs.

Create Reliable Income Streams

Structured predictable monthly income through annuities and retirement account distributions.

Establish a Legacy Plan

Worked with estate planning professionals to organize and protect assets for their family.

The Outcome

Reduced risk exposure while maintaining steady income.

Gained clarity on healthcare costs and coverage planning.

Created a legacy strategy with family involvement

Achieved lasting financial confidence in retirement.

Web IMG Assets (1920 x 1262 px) (2400 x 2000 px) (8)

What to expect when you meet with us

What to Expect Graphic (6)

Retired but unsure if your plan still works for you?

Let’s make sure your finances are built to last

Schedule a conversation today and take the next step toward lasting peace of mind in retirement.

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