Client Reviews

"Mike and his team are excellent. Their professionalism is amazing and we know his team really cares about us. They have presented a very comprehensive plan that has really expanded our view on what retirement can and will look like. We have looked at other financial planning options and Mike's approach is by far the most extensive and all-encompassing. Highly recommend everyone to take the time and reach out to them, even if you think you have it figured out. You won't be disappointed."

— Client Review

"I could not be happier that I am working with Capital Wealth! I finally have financial understanding and help with my future! Thank you Capital Wealth!! I am so grateful for the peace of mind!"

— Client Review

"This is a great company to work with. We've trusted them with our accounts for two years now and they've done great things for us! They are also very personable and pleasant to work with."

— Client Review

"After rolling over my 401k from my previous job, Michael Stevens helped us create a comprehensive retirement strategy that reduced our tax burden by thousands. The peace of mind is priceless."

— Sarah, Age 58 — State Employee

"As federal employees, we had unique retirement benefits that other advisors didn't understand. Capital Wealth Advisors specializes in FERS planning and helped us optimize our TSP and pension timing perfectly."

— Robert, Age 63 — Retired Federal Employee

"The Social Security optimization strategy they recommended will increase our lifetime benefits by over $150,000. Mike and his team really know their stuff when it comes to maximizing retirement income."

— Jennifer, Age 61 — Retired Nurse

"We were worried about retiring at 62 with our savings, but their detailed analysis showed us exactly how to make it work. Three years into retirement and we're right on track with their projections."

— David, Age 65 — Retired Teacher

"Finally found a fiduciary advisor who puts our interests first. No pushy sales tactics, just honest advice and comprehensive planning. They saved us from making costly mistakes with our 401k rollover."

— Lisa, Age 55 — Corporate Executive

"Their tax planning strategies have been incredible. Between Roth conversions and strategic withdrawals, we're saving thousands every year. The initial consultation paid for itself within months."

— Tom, Age 59 — Small Business Owner

"Moving to Utah in retirement, we needed someone who understood the state tax implications. Michael Stevens's team helped us restructure everything to minimize our tax burden while maximizing our retirement income."

— Nancy, Age 67 — Retiree from California

Fiduciary Standard

We're legally obligated to act in your best interest at all times. No conflicts, no commissions - just honest advice focused on your retirement goals.

Retirement Specialists

Unlike generalist advisors, we focus exclusively on retirement income planning, tax optimization, and wealth preservation strategies.

Utah Expertise

Deep knowledge of Utah tax laws, cost of living, and the unique financial planning needs of Utah families since 2010.

Comprehensive Planning

Our Retirement Money Map addresses all aspects of your retirement: income, taxes, healthcare, and estate planning.

Federal Employee Expertise

Specialized knowledge of FERS benefits, TSP optimization, and federal employee retirement planning.

Personal Service

Direct access to Michael Stevens and our team. No call centers, no junior advisors - just experienced professionals who know your situation.